Official National Launch of NCCI SACCO — Empowering Kenyan Enterprise
Kenyan businesswoman
SASRA Regulated SACCO

Expanding Your
Business Together

NCCI SACCO provides secure savings, affordable loans, and innovative financial solutions designed to empower NCCI SACCO members, entrepreneurs, MSMEs, SMEs, and communities across all 47 counties in Kenya.

National Reach

A SACCO built for Kenya.

Affiliated to NCCI SACCO — empowering members in every county.

47
Counties
100K
Funeral Cover
1%
Monthly Loan Rate
Borrow vs Savings
0
Counties Covered
0+
Affordable Loan Products
0%
Secure Savings
0
MSME Empowerment Year
000%
Sharia Law Compliant
Kenyan entrepreneurs collaborating
About NCCI SACCO

A national SACCO for Kenya's enterprise economy.

Registered under the Co-operative Societies Act (Cap 490) Laws of Kenya, NCCI SACCO is affiliated to the Kenya National Chamber of Commerce & Industry, with members in all forty-seven counties. We are Sharia Law Compliant.

Expand your enterprise
Affordable financing for business operations and assets.
Built for members
Owned and governed by NCCI SACCO members and the business community.
Safe & regulated
Operating under the Co-operative Societies Act.
Funeral cover
KSh 100,000 last-expense cover for active members.
Read our full story
What we offer

Savings and credit products designed for expansion.

From share capital and member savings to business and emergency loans — built for NCCI SACCO members, MSMEs, SMEs, and the wider business community.

Share Capital
Savings

Share Capital

Ownership rights with annual dividends. Min KSh 2,000 on entry.

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Member Savings
Savings

Member Savings

Min KSh 1,000 monthly. Borrow up to 3× your savings, earn annual interest.

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Business Loan
Loans

Business Loan

Finance operations, equipment, assets and projects. Up to 60 months.

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School Fees Loan
Loans

School Fees Loan

Primary & secondary fees up to 3× savings. Repay within 12 months.

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Emergency Loan
Loans

Emergency Loan

Below KSh 50,000 — no supporting documents required.

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Salary Advance
Loans

Salary Advance

Up to net salary, 1-month repayment. For check-off members.

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Join NCCI SACCO today

Ready to expand your business with a national SACCO?

Onboard online with our secure live-camera KYC. Members and staff of NCCI SACCO, BMOs, NGOs, MSMEs, SMEs, and friends & family referred by an active member can join.