NCCI SACCO
Official National Launch of NCCI SACCO — Empowering Kenyan Enterprise
SASRA Regulated SACCO

Expanding Your
Business Together

NCCI SACCO provides secure savings, affordable loans, and innovative financial solutions designed to empower NCCI SACCO members, entrepreneurs, MSMEs, SMEs, and communities across all 47 counties in Kenya.

Get Started

Online Registration Process

To register for the National Chamber of Commerce & Industry SACCO (NCCI SACCO), visit our online registration portal.

Register Online

Before you begin, prepare the following documents:

  1. 1National IDFront & back copies
  2. 2KRA PIN CertificateClear PDF or photo
  3. 3Passport Size PhotographRecent, plain background
  4. 4Signature on Plain White PaperClearly scanned or photographed

Ensure all uploaded documents are clear and legible before submitting your application. Having these documents ready will make your registration faster and smoother.

Business Loan

One Business Loan Tailored to Your Enterprise

NCCI SACCO is a SACCO for business people. Choose the type of business loan and the industry that fits you — all at 1% per month on a reducing balance, up to 3× your savings.

Business loan types
Loan Types

Choose your loan type

Pick from Development, Working Capital, Asset Finance, Trade Finance or Emergency business facilities.

Browse loan types
Industries we serve
Industries

Choose your industry

Agribusiness, manufacturing, trade & retail, services, transport, construction, ICT and other MSMEs.

Browse industries
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Counties Covered
0+
Affordable Loan Products
0%
Secure Savings
0
MSME Empowerment Year
000%
Sharia Law Compliant
National Reach

A SACCO built for Kenya.

Affiliated to the National Chamber of Commerce & Industry, NCCI SACCO empowers members, MSMEs and business communities in every one of Kenya's 47 counties — from the coast to the lake, from the highlands to the arid north.

47
Counties served
SME
Business focus
1%
Monthly loan rate
Borrow vs savings
Kenyan entrepreneurs collaborating
About NCCI SACCO

A national SACCO for Kenya's enterprise economy.

Registered under the Co-operative Societies Act (Cap 490) Laws of Kenya, NCCI SACCO is affiliated to the Kenya National Chamber of Commerce & Industry, with members in all forty-seven counties. We are Sharia Law Compliant.

Expand your enterprise
Affordable financing for business operations and assets.
Built for members
Owned and governed by NCCI SACCO members and the business community.
Safe & regulated
Operating under the Co-operative Societies Act.
Business support
Access markets, training, and MSME development programs.
Read our full story
News & Events

Latest announcements and upcoming events.

Stay informed on member benefits, AGMs, partnerships and SACCO milestones.

View all news
Upcoming

Annual General Meeting 2026

Members will be notified of the AGM date, venue and agenda.

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Ongoing

Member Onboarding Drive

Join Kenya's national SACCO for the business community across all 47 counties.

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Announcement

Free Savings Insurance Cover

All active members now enjoy FREE savings insurance cover.

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Join NCCI SACCO today

Ready to expand your business with a national SACCO?

Onboard online with our secure live-camera KYC. Members and staff of NCCI SACCO, BMOs, NGOs, MSMEs, SMEs, and friends & family referred by an active member can join.