NCCI SACCO
01 / Share Capital

Share Capital

Ownership in your SACCO — earns annual dividends.

Minimum on entryKSh 2,000
  • Gives a member shareholding / ownership rights.
  • Minimum KSh 2,000 per member, payable on entry (reviewable by AGM).
  • Earns dividends annually.
  • Shares are transferable to other members upon exit.
  • Shares are not refundable.
02 / Member Savings

Member Savings

Build savings, borrow up to 3× your balance, earn interest.

Minimum monthlyKSh 1,000
  • Minimum monthly savings of KSh 1,000.
  • Members qualify for loans up to 3× their savings.
  • Earns interest annually.
  • Savings reimbursed upon exit.
  • FREE savings insurance cover for active members.
Free for active members

Free savings insurance cover.

All active members enjoy FREE savings insurance cover, providing peace of mind for your family.

Become a member
Our Savings Products

Save securely. Expand with dividends and interest.

Two mandatory accounts form the foundation of your NCCI SACCO membership — Share Capital and Member Savings — designed to build wealth and unlock loan eligibility.