Our Savings Products
Save securely. Expand with dividends and interest.
Two mandatory accounts form the foundation of your NCCI SACCO membership — Share Capital and Member Savings — designed to build wealth and unlock loan eligibility.
01 / Share Capital
Share Capital
Ownership in your SACCO — earns annual dividends.
Minimum on entryKSh 2,000
- Gives a member shareholding / ownership rights.
- Minimum KSh 2,000 per member, payable on entry (reviewable by AGM).
- Earns dividends annually.
- Shares are transferable to other members upon exit.
- Shares are not refundable.
02 / Member Savings
Member Savings
Build savings, borrow up to 3× your balance, earn interest.
Minimum monthlyKSh 1,000
- Minimum monthly savings of KSh 1,000.
- Members qualify for loans up to 3× their savings.
- Earns interest annually.
- Savings reimbursed upon exit.
- FREE savings insurance cover for active members.
Free for active members
Free savings insurance cover.
All active members enjoy FREE savings insurance cover, providing peace of mind for your family.