Loan Calculator
Estimate your monthly repayments.
Indicative calculator for NCCI SACCO business loans. Final terms depend on your savings and approval.
Loan inputs
Avg Monthly Repayment
KSh 7,076
Total Repayment
KSh 169,830
Total Interest
KSh 18,750
Total Insurance
KSh 1,080
Processing Fee (1%)
KSh 1,500
Cash-out at Disbursement
KSh 147,420
Deductions comparison
Same loan under both fee-handling options.
| Item | Deductible | Capitalized |
|---|---|---|
| Loan Principal | KSh 150,000 | KSh 152,580 |
| Processing Fee | KSh 1,500 | KSh 1,500 |
| Insurance (total) | KSh 1,080 | KSh 1,080 |
| Total Interest | KSh 18,750 | KSh 19,073 |
| Avg Monthly Repayment | KSh 7,076 | KSh 7,152 |
| Total Repayment | KSh 169,830 | KSh 171,653 |
| Cash Received | KSh 147,420 | KSh 150,000 |