Membership
Ready to join NCCI SACCO?
Start your secure online onboarding now — takes just a few minutes.
Eligibility
Who can become a member?
Membership is open to a broad spectrum of Kenya's business community and their networks.
Business members of KNCCI.
Staff members of KNCCI & NCCI SACCO.
Business community members — MSMEs and SMEs.
NGOs and Business Membership Organizations (BMOs).
Companies and other formal organizations admitted on check-off arrangement (10 staff minimum).
Staff of business organizations.
Friends and family referred by an active member.
Membership Conditions
Clear, transparent requirements.
Entrance Fee
KSh 1,000
Charged once, non-refundable.
Minimum Share Capital
KSh 2,000
Payable on entry.
Minimum Monthly Savings
KSh 1,000
Mandatory monthly contribution.
Withdrawal Notice
60 Days
Written notice required to exit.
Exit Fee
KSh 2,000
Charged once on membership exit.
Mandatory Accounts
2
Share Capital & Member Savings.
Benefits
Why members choose NCCI SACCO.
Safe savings platform
Regular savings under a regulated SACCO framework.
Affordable loan products
1% per month on a reducing balance.
Dividend earnings
Earn dividends on share capital annually.
Interest on savings
Annual interest paid on member savings.
Business financing
Access funding for operations, equipment, and assets.
MSME programs
Access investor and MSME support programs.
Chamber networking
Tap into NCCI SACCO government and partner networks.
Ready to become a member?
Complete the secure online onboarding with live-camera KYC.
Membership
Join Kenya's national SACCO for the business community.
Become a member of NCCI SACCO and unlock secure savings, affordable business loans, dividends, and access to NCCI SACCO's national network.