Membership
Join Kenya's national SACCO for the business community.
Become a member of NCCI SACCO and unlock secure savings, affordable loans, dividends, funeral cover, and access to NCCI SACCO's national network.
Eligibility
Who can become a member?
Membership is open to a broad spectrum of Kenya's business community and their networks.
Members and staff of NCCI SACCO.
NGOs and Business Membership Organizations (BMOs).
Companies and other formal organizations admitted on check-off arrangement (10 staff minimum).
Business community members — MSMEs and SMEs.
Staff of businesses and organizations.
Friends and family referred by an active member.
Membership Conditions
Clear, transparent requirements.
Entrance Fee
KSh 1,000
Charged once, non-refundable.
Minimum Share Capital
KSh 2,000
Payable on entry.
Minimum Monthly Savings
KSh 1,000
Mandatory monthly contribution.
Withdrawal Notice
60 Days
Written notice required to exit.
Exit Fee
KSh 2,000
Charged once on membership exit.
Mandatory Accounts
2
Share Capital & Member Savings.
Benefits
Why members choose NCCI SACCO.
Safe savings platform
Regular savings under a regulated SACCO framework.
Affordable loan products
1% per month on a reducing balance.
Dividend earnings
Earn dividends on share capital annually.
Interest on savings
Annual interest paid on member savings.
Business financing
Access funding for operations, equipment, and assets.
Funeral cover
KSh 100,000 last-expense cover for active members.
MSME programs
Access investor and MSME support programs.
Chamber networking
Tap into NCCI SACCO government and partner networks.
Ready to become a member?
Complete the secure online onboarding with live-camera KYC.