Business Loan tailored to your enterprise.
NCCI SACCO is a SACCO for business people. Choose the type of business loan and the industry that fits you — we'll structure financing around your cash-flow cycle.
Development, Working Capital, Asset Finance, Trade Finance and Emergency business facilities.
Agribusiness, manufacturing, trade & retail, services, transport, construction, ICT and other MSMEs.
Long-term financing to develop business premises, acquire commercial property, expand operations and undertake major capital projects.
Industry focus: Crop production, livestock, horticulture, agro-processing and farm inputs.
Accepted forms of security.
- Three guarantors required for loans above KSh 100,000.
- One guarantor acceptable for loans of KSh 100,000 and below subject to savings.
- Self-guarantee allowed if loan amount is within member's savings.
- Only ACTIVE members can guarantee loans.
What you need to know.
- Save for at least 6 monthsRequired to qualify for any loan.
- Processing fee 1%Min KSh 500, max KSh 10,000 (incl. excise duty).
- Loan insurance KSh 0.30 / 1,000 / monthCovers death or permanent disability.
- Repayment abilityDetermined via business records, bank statement and M-Pesa statement.
Estimate your repayments.
Use our loan calculator to see monthly and total repayments, plus processing fee and loan insurance.
Affordable business financing for Kenya's entrepreneurs.
Borrow up to 3× your savings at 1% per month on a reducing balance. Choose your loan type, choose your industry — we structure it around your business.